FHA Loan Limits and Its Impact


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Recently, the Federal Housing Administration (FHA) reduced the loan limits for its single-family insurance program in 652 counties, while raising them in 89 counties.

In an Urban Institute commentary, it takes a closer examination on the effect of the decreases in the FHA loan limits. The FHA plays a vital role in making African American and Latino families become homeowners, insuring more than half of the purchase money loans made to African Americans and Latinos in 2012.


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Programs that seek to meet the basic shelter needs of the community by providing temporary shelter for people who are in emergency situations, home improvement programs, housing location assistance and a variety of housing alternatives.

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    Programs that are primarily engaged in financial administration, taxation and monetary policy. Campaign Finance, Federal Reserve; Monetary Policy; Taxation




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