Personal Finance Is Not Just Mainstream Finance


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Personal finance sees to the monetary decisions made by families and individuals. But for low- and middle-income families, personal finance takes into account the importance of homeownership and insurance programs.

Policymakers must note that personal finance for the affluent majorly differs than those in the low-wage population. It's more than stocks and bonds. The brief article is an excerpt from 2011's "The Future of Life-Cycle Saving and Investing".

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